My last post was about my decision of going back to school and the changes I had to make in order for that to happen. One of those things was cutting costs so I could lay off the full time employment. Below, I have shone a light on some of the costs I have already cut and some I am in the process of cutting. It turns out that when you sit and think about it, you conclude that you can give a good trim to those utilities you once thought you had to have or could not live without.

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When I graduated high school in 2005 my plan was to head straight to college, which I did, for a while. It was going fine and I was adjusting, but then the money ran out. I would always get a decent Financial Aid package but the amount the government determined me and my family had to pay, was just much more than we could afford. So I started registering to however many classes I could pay with the government aid. Given my luck, it was a matter of time before the next pitfall came along. The follow up was the inevitable financial problems in the home that led to my having to put my education on hold and focus on bringing in money. I have been doing that for sometime now and throughout all that time, I have analyzed my situation and concluded that, even though times are hard, I could go back to school and be able to keep my head above water at home. With strategic rearrangements, sacrifices and reductions of the monthly expenses, we can manage to survive, or at least get things paid without my needing to fully focus on employment. Also, there is a lot of untapped money out there, in the form of scholarships and grants that are extremely helpful.

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